CDCP FAQ
Frequently Asked Questions About the Canadian Dental Care Plan (CDCP)
Family Dental is pleased to announce that we now accept patients eligible for coverage under the new Canadian Dental Care Plan (CDCP) government program.
It's important to note that Family Dental will continue to adhere to our regular fee guide, not the CDCP fee guide. As there will likely be variations between the CDCP fee guide and the Dental Association fee guide, patients may encounter differences in coverage percentages.
While Family Dental will directly accept bulk payments from SunLife, the insurance provider for the CDCP plan, we expect patients to settle any remaining co-pay balance at the time of service.
Patients are responsible for understanding their CDCP plan coverage terms. Family Dental cannot provide specific details on coverage or percentage of coverage; this information is between the patient and the CDCP plan (Service Canada and SunLife).
At Family Dental, we're dedicated to keeping St. Albert's residents smiling bright! If you're seeking clarity on the Canadian Dental Care Plan (CDCP), you've come to the right place. Let's break it down.
The Canadian Dental Care Plan (CDCP) is a federal initiative that extends coverage to Canadian residents who lack dental benefits and have a household income under $90,000 annually. However, it's essential to note that the CDCP isn't a free dental program; rather, it's a valuable government dental benefit.
This plan is designed specifically for individuals without existing dental coverage and complements, rather than replaces, benefits offered through employment, educational institutions, or private plans. Managed by Health Canada and administered by Sun Life, it aims to bridge the gap in dental care accessibility.
At Family Dental, we believe in empowering our community with knowledge about available dental resources. Remember, eligibility and coverage decisions for the CDCP aren't made by dental professionals like Dr. Cristina Sovarel & Dr. Ioana Sovarel but rather by governing bodies.
If you have questions or seek further guidance regarding the Canadian Dental Care Plan (CDCP) or any dental concerns, our team is here to assist you every step of the way. Let's work together to ensure you receive the dental care you deserve!
The CDCP aims to provide coverage for routine dental care costs, such as exams, cleanings, fillings, and X-rays, for people who meet specific eligibility criteria, which may include income thresholds or a lack of existing dental benefits. This program is intended to address gaps in dental coverage across Canada, ensuring that more citizens can access necessary dental treatments without facing significant financial barriers.
The plan is part of the larger federal healthcare reform and is still evolving as the government works with provincial and territorial partners to implement it. Full details, including the exact coverage and eligibility criteria, are expected to be rolled out in phases over the coming years.
Applications are now open for:
- Seniors aged 65 and over
- Children under the age of 18
- Adults with a valid federal Disability Tax Credit certificate for 2023
For further details, visit the Canada.ca website.
If you're wondering whether you qualify for the Canadian Dental Care Plan (CDCP), we're here to help you navigate the process.
The federal government is currently reaching out to the first groups of eligible citizens to provide information on the application process. If you haven't received a letter by May, it's possible that you may not be eligible, or at least not yet.
To confirm your eligibility, visit the official government website:
Check Eligibility on Government Website
Stay informed about your eligibility status and take advantage of the resources available to you. If you have any questions or need assistance, don't hesitate to reach out to our team at Family Dental. We're here to support you every step of the way.
No. The Canadian Dental Care Plan (CDCP) does not offer free dental care. It's a government dental benefit that assists in covering a portion of your dental expenses. Patients may be responsible for paying the remaining costs that are not covered.
Patient co-payments under the CDCP are determined based on their adjusted family net income:
- No co-payment for CDCP benefits if your adjusted annual family net income is under $70,000.
- A 40% co-payment for CDCP benefits if your adjusted annual family net income falls between $70,000 and $79,999.
- A 60% co-payment for CDCP benefits if your adjusted annual family net income ranges from $80,000 to $89,999.
Family Dental will bill our usual and standard fees. Apart from the potential co-payment, patients may also be required to cover any portion of our usual fees not covered by the CDCP.
Prior to scheduling your dental appointment, discuss the treatment costs with Dr. Cristina Sovarel & Dr. Ioana Sovarel, including any expenses not covered by the CDCP.
Dr. Cristina Sovarel & Dr. Ioana Sovarel's Dental Care in St. Albert is here to guide you through the services covered under the Canadian Dental Care Plan (CDCP). Understanding these services is crucial for maximizing your dental benefits.
- Scaling (cleaning), polishing, sealants, and fluoride treatments
- Comprehensive examinations and X-rays
- Fillings and root canal therapies
- Complete and partial removable dentures
- Oral surgery procedures, including extractions
It's important to note that some services may require preauthorization, necessitating prior approval based on Dr. Cristina Sovarel & Dr. Ioana Sovarel's recommendations. Your Dr. Cristina Sovarel & Dr. Ioana Sovarel will assess whether the proposed treatment falls under CDCP coverage. Services requiring preauthorization will be available starting November 2024.
For a comprehensive list of all covered services, visit the CDCP Dental Benefits Guide.
No. The CDCP is designed for Canadian residents who do not have dental benefits. To qualify for the CDCP, you must not have access to any type of dental insurance or coverage through:
- Employer-provided benefits, including health and wellness accounts for yourself or family members
- Professional or student organizations
- Pension benefits (for previous employers or family members), unless retired before December 11, 2023, and unable to opt back in under pension rules
- Privately purchased coverage or through group plans from insurance or benefits companies
Important to note: If you're eligible for dental coverage through employment benefits or an organization, you're ineligible for the CDCP, regardless of usage.
Employers are now required by the Canada Revenue Agency to report dental insurance coverage on T4/T4A forms, ensuring transparency for employees and their families.
Dr. Cristina Sovarel & Dr. Ioana Sovarel emphasizes the importance of evaluating existing coverage before considering CDCP enrollment. Cancelling current coverage could lead to unforeseen costs, as CDCP care may prove more expensive than private insurance. Understand all details and costs to make the best decision for you and your family.
For comprehensive eligibility details, visit canada.ca/dental.
We don’t know, and this should concern us all.
Currently, two-thirds of Canadians enjoy dental coverage through their employment, educational institutions, or group plans. These plans afford individuals the freedom to choose their dentist and dictate their dental care.
We believe that the CDCP should improve access to care for people who don’t have benefits. The CDCP should not take away dental benefits that people already have.
Dr. Cristina Sovarel & Dr. Ioana Sovarel's Dental Care in St. Albert informs families about the Canada Dental Benefit (CDB), a temporary assistance program aiding children under 12 without access to private dental benefits and whose family income falls below $90,000 annually. The CDB offers tax-free payments of up to $650 per eligible child per year for two years to cover out-of-pocket dental expenses.
Applications are open until June 30, 2024, for:
- Dental care received between July 1, 2023, and June 30, 2024
- One additional payment for eligible applicants
For further details, visit the Canada.ca website.
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